Modular Home FAQs
Get expert answers to common prefab and modular home questions

Frequently Asked Questions
How does factory building improve quality?
Building in a controlled factory environment protects materials from weather, enables precise assembly by skilled teams, and allows thorough inspections at every stage – resulting in consistently higher quality than traditional onsite builds.
Are modular homes earthquake-safe?
Yes. Our homes are engineered to California’s strict seismic codes using reinforced framing and secure anchoring, designed to withstand earthquakes while maintaining structural integrity and occupant safety.
What customization limits exist?
Structural changes are limited to maintain module integrity and code compliance. While finishes and layouts are flexible, major modifications require engineering review to ensure safety and factory feasibility.
How do you handle permitting delays?
We manage the entire permitting process by working closely with local agencies, submitting detailed engineered plans early, and maintaining communication to reduce delays and streamline approvals.
How are modules transported to tough sites?
We assess access routes for obstacles like narrow roads or steep grades, obtain transport permits, and plan deliveries using specialized equipment to safely navigate challenging locations.
How much does a modular home cost in California?
The cost of a modular home in California varies based on size, location, design, and site conditions. At Cutting Edge Homes, we offer realistic, transparent pricing with no hidden fees. Most clients find our homes significantly more affordable than traditional builds, thanks to our in-house factory and streamlined process. Contact us for a free consultation to get a detailed quote based on your land and goals.
Does California allow modular homes?
Yes, modular homes are fully legal and regulated in California. Cutting Edge Homes is a licensed California builder with over 20 years of experience meeting the state’s building codes – including seismic, energy, and zoning standards. Our modular homes are inspected and approved at both the state and local levels.
Where can I put a modular home in California?
You can place a modular home on most residentially zoned land across California, whether in urban, suburban, or rural areas. We help assess your site for feasibility and handle all permitting. From coastal lots to mountain towns, we’ve successfully delivered over 500 homes throughout the state.
Who builds the highest quality modular homes?
Cutting Edge Homes is recognized as one of California’s leading modular home builders, with our own factory near Sacramento and 500+ completed projects. We manage everything in-house – from design to delivery—ensuring consistent quality, better pricing, and complete accountability.
Which is more expensive: modular or manufactured homes?
Modular homes are typically more expensive than manufactured homes – but for good reason. Modular homes are built to the same codes as traditional site-built homes, offering better quality, longer lifespan, and higher resale value. Manufactured homes (formerly known as mobile homes) follow HUD codes and are generally more limited in design and financing options. At Cutting Edge Homes, we build real homes, not trailers – designed for long-term living and long-term value.
What is a modular home?
A modular home is a house built in sections at a factory and then assembled on-site. Unlike mobile homes, modular homes follow the same building codes as traditional site-built homes and offer full customization options.
How does the modular construction process work?
Modular homes are built in a controlled factory environment, then transported to your building site for final assembly. This process reduces delays, controls quality, and saves money compared to traditional builds.
How long does it take to build a modular home?
The entire process can take 4–6 months after permits. Factory construction happens in parallel with site preparation, making the timeline shorter than traditional home builds.
What’s the cost per square foot of a modular home?
Prices vary by design and location, but modular homes typically cost less per square foot than site-built homes. Cutting Edge Homes offers cost-effective plans without sacrificing quality or style.
Can I customize a modular home?
Absolutely. Cutting Edge Homes offers extensive customization options including layout, finishes, detached garages, and energy-efficient upgrades to match your personal style.
Are modular homes energy efficient?
Yes, modular homes are built to high energy efficiency standards. Factory precision and upgraded insulation options help reduce energy use and lower utility bills.
What financing options are available for modular homes?
Financing options include construction loans, traditional mortgages, personal loans, and FHA/VA loans. Cutting Edge Homes can connect you with lenders offering competitive interest rates.
What’s the difference between manufactured and modular homes?
Manufactured homes (mobile homes) follow federal HUD codes and are typically not placed on permanent foundations. Modular homes follow the same local building codes as traditional homes and are permanently installed.
Do modular homes appreciate in value?
Yes, modular homes can appreciate like site-built homes, especially when properly maintained. Cutting Edge Homes builds for long-term durability, resale value, and curb appeal.
What site preparation is needed for a modular home?
Site prep includes grading, foundation installation, utility connections, and permit approvals. Cutting Edge Homes manages this part of the process to ensure a smooth build.
Are modular homes built with the same materials as stick-built homes?
Yes. Modular homes use the same high-quality building materials, but benefit from being assembled in a controlled factory environment, which reduces material waste and weather-related damage.
Can I build a custom prefab home in an urban development?
Yes. Modular construction is ideal for urban development thanks to its speed, reduced disruption, and space-efficient designs. Cutting Edge Homes offers options for narrow lots and infill sites.
How is the modular assembly process handled on-site?
Once the modules are delivered, a crane places them on the permanent foundation. Final assembly includes roofing, utilities, and finishing touches, usually completed in a few weeks.
What’s included in the base price of a modular home?
The base price includes the modular structure, standard interior finishes, and basic utilities. Additional costs may include site prep, permits, upgrades, and delivery depending on your building site.
What’s the minimum down payment for a modular home loan?
Down payments vary, but many lenders require 10–20%. FHA or VA loans may offer lower down payment options. Cutting Edge Homes works with lenders to make your dream prefab home more accessible.
Can I add a detached garage to my modular home?
Yes, detached garages and other add-ons like porches or accessory structures can be included in your design. Cutting Edge Homes helps you integrate these features seamlessly.
Do modular homes meet the same building codes as site-built homes?
Yes. Modular homes must comply with the same state and local codes, including fire safety, energy efficiency, and seismic standards, especially in California.
Are modular homes a cost-effective option?
Very much so. Modular construction reduces labor costs, shortens timelines, and minimizes waste, making it a cost-effective choice for home buyers looking to save money.
Does Cutting Edge Homes offer turnkey services?
Yes. Cutting Edge Homes handles everything, from design and permitting to site prep and installation, so you can enjoy a streamlined process from start to finish.
Can I get financing for a modular home?
Yes, modular homes are eligible for a range of financing options, including construction loans, traditional mortgages, VA loans, and FHA loans. Cutting Edge Homes works with lenders to help you secure competitive interest rates and guide you through the entire process.
Do modular homes have the same resale value as traditional homes?
When properly maintained and built to local building codes, modular homes can offer similar resale value to site built homes. At Cutting Edge Homes, our homes are constructed to the same high standards as any traditional home.
Are there additional costs besides the home itself?
Yes, in addition to the purchase price, you may encounter additional costs for site preparation, permits, foundation work, and utility hookups. Cutting Edge Homes provides a clear breakdown so home buyers can plan accordingly.
Is site preparation necessary for a modular home?
Yes. Every building site must be leveled, cleared, and prepared with utilities and a permanent foundation. Cutting Edge Homes helps coordinate site preparation as part of our streamlined process.
Are modular homes built to the same building codes as traditional homes?
Yes. Modular homes built by Cutting Edge Homes follow the same building codes as site-built homes in California, ensuring safety, durability, and full code compliance.
How much is the typical down payment for a modular home?
Down payments vary, but most lenders require 10–20% of the purchase price. Cutting Edge Homes can connect you with lenders who specialize in modular home financing options.
What makes modular homes a good option for first-time home buyers?
Modular homes offer lower upfront costs, quicker move-in times, and cost savings over traditional builds, making them ideal for home buyers entering the market.
Can I choose sustainable materials in my modular build?
Absolutely. Cutting Edge Homes offers sustainable materials, high-efficiency insulation, and energy-efficient systems to reduce your carbon footprint and utility bills.
How does the construction process differ from site-built homes?
Our homes are built in a controlled factory environment, which improves quality control and speeds up the construction process. Modules are delivered and assembled on-site with minimal weather delays.
Do modular homes appreciate in value like traditional homes?
Yes. A high-quality modular home can appreciate similarly to a traditional stick-built home, especially when placed on owned land and well-maintained.
What floor plan sizes are available?
We offer a wide range of floor plans, from compact 600 sq ft cottages to spacious 2,500+ sq ft custom homes. All plans are fully customizable to meet your needs.
Can I build a modular home on rural land?
Yes. Cutting Edge Homes regularly builds on rural sites. We’ll assess your building site, check access, and help secure permits for your modular house.
Are modular homes allowed in all counties across California?
Most counties permit modular construction, but local building codes may vary. Our team ensures your home complies with regional regulations wherever your land is located.
Can modular homes include basements or second stories?
Yes. While less common, multi-story modular designs and homes with basement foundations are available. Cutting Edge Homes can tailor your layout to your personal style and building site.
Can a modular home reflect my unique style and taste?
Yes, Cutting Edge Homes offers full customization options, including layouts, exteriors, and interior finishes, so your custom modular home matches your personal style perfectly.
Are there different types of loans for modular homes?
Yes. You can use construction loans, traditional mortgages, or even personal loans to finance your home. Cutting Edge Homes can help match you with the right financing options.
What makes prefab homes a cost-effective option?
Prefab homes reduce labor costs, shorten the building process, and allow for bulk purchasing of construction materials, all of which make them a cost-effective choice.
How do modular builders differ from traditional contractors?
Modular builders, like Cutting Edge Homes, specialize in the off-site assembly and precise modular construction process. We deliver homes faster and with fewer delays than traditional builders.
Can Cutting Edge Homes help with building permits?
Yes. We handle all the building permits needed for modular home projects in California, ensuring compliance with local building codes and saving you time and hassle.
Are modular homes built by experienced professionals?
Yes. At Cutting Edge Homes, all homes are built by experienced professionals with expertise in modular home manufacturing, engineering, and on-site installation.
Can I convert my mobile home into a modular home?
Mobile homes and modular homes are built differently. While you can replace a mobile home with a modular one, it requires a new permanent foundation and updated building permits.
How do I start the modular home process?
Start by browsing floor plans or scheduling a consultation. Cutting Edge Homes will walk you through budgeting, permitting, and site prep, handling the entire process from start to finish.
Is it faster to build a modular home than a traditional stick-built home?
Yes. Thanks to the streamlined process and simultaneous off-site and on-site work, modular homes are completed significantly faster than traditional stick built homes.