We just sell real homes. All of our homes are built to the State of California residential building codes. We don’t sell any mobile homes or manufactured homes, so please don’t worry! We are using an advanced way of building homes, not building trailers. These are regular homes built in components in the factory and assembled on-site, but become indistinguishable from conventionally-built homes when completed. The financing is the same type of construction or permanent financing that you get with any other home. And your home will appraise like a similar stick-built home on a similar lot with similar amenities.
Don’t take just our word for it. The Federal National Mortgage Association (FNMA), or “Fannie Mae,” provides liquidity, stability and affordability to the mortgage market. Its purpose is to create a secondary market for the purchase and sale of mortgages, so it is the most credible source that you can go to about the sale and financing of modular homes. Please see the Fannie Mae “Selling Guide: Factory-Built Housing: Modular, Prefabricated, Panelized, or Sectional Housing” here.