Modular Pricing and Payments

How much do modular homes cost?

Our standard modular homes retail for a minimum of approximately $150.00 Per Square Foot (“PSF”) delivered including sales tax. Modular homes generally cost 5-20% less than a comparable finished home built on-site in most areas of California, but the biggest benefit of a Cutting Edge modular home is getting your home built faster and knowing that you will have a strong and beautiful home to live in for many years.

Evaluating your total project costs based on a “Preliminary Guesstimate” from a dealer or contractor (big or small) is of no value to you. You can be told anything, but without engineered plans the costs can not be estimated. People ask us on an ongoing basis, how much will my total project costs be? No one should answer this question for you without preparing site-specific plans for your home. Every property is different, and every home plan on every lot will have a different cost based on site specific conditions like the soils, foundation design, and specific construction costs in your area, and based on your preferences. When we don’t have good answers, we will not give answers just to say something. We know that our clients want reliable answers to their questions about costs, so we promise to provide the services and resources that you need to get your questions about total costs answered once your site-specific plans have been completed. It would be much easier for us to guess your costs or give you a rule-of-thumb cost, but that approach has not proven to be accurate historically, so Cutting Edge Homes does not provide a “guesstimated” cost for you.

Costs we know = The cost for the modular home that we offer delivered to your site, including tax.

Costs you don’t know until site-specific plans are completed = The cost for the on-site construction, including infrastructure costs, grading, foundation, crane, installation, button up, and completion costs.

Once you have site-specific engineered plans in place a licensed General Contractor can provide with an estimate for the on-site work. Cutting Edge Homes is not a construction company and doesn’t estimate or perform on-site work.

While our modular homes are normally less expensive than site-built homes, the homes will not be as cheap as a manufactured or mobile homes, as our quality standards are much higher and the cost is more. We typically tell our clients that if they can’t afford a minimum of $200 per square foot for their vertical construction costs (hard costs from the foundation up on a level lot, not including permits, utility connection costs, permits, fees, or engineering), they probably cannot afford our more value-conscious modular homes. Because there are no differences in the appraisal guidelines or a required disclosure for modular homes versus site-built homes, there is no good reason that a modular home should be be less expensive than a site-built home.

If you would like to find out more about the pricing for a specific plan please sign up for more information on our Contact Us form and we will provide the pricing information to you directly. 

I would like to get a loan. What is the best way to learn more about construction financing?

You can call all of the big banks and try to get a loan set up, but they are normally poor lenders for construction loans. We have worked with plenty of lenders over the years. Lenders come and go in the construction loan business, but the following companies will do a great job for you and they clearly understand what a modular home is.

Important Note: Our pricing lists provide model-specific prices for cash buyers of our homes. Additional short-term financing costs will apply when a lender’s payment schedule differs from the factory’s.

Randall Lee Nixon
OneTrust Home Loans
Reviews
(858) 429-4654 – Office
(619) 954-7816 – Cell
rnixon@onetrusthomeloans.com
This lender specializes in new modular home construction loans.

Tom Martinson,
On Q Financial
(949) 566-8351 – Office
(760) 419-7337 – Cell
tom.martinson@onqfinancial.com
Offers a Variety of Modular Construction Loans, including Conventional, VA, & FHA.
www.onetimecloseconstruction.com

Our lending partners will integrate your loan seamlessly with your project and give you the same rates as stick-built construction financing.

Southern California Route Survey and Feasibility Study – $300
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Northern California Route Survey and Feasibility Study – $500
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